How Much Is My Business Worth?

Get clear, independent guidance on value. Work with our credentialed professionals—valuations performed in accordance with NACVA Professional Standards. Learn what drives value, how it's measured, and what to improve before a sale or partner change.

Quick Reality Check

You've probably heard oversimplified rules of thumb: "3-5x EBITDA" or "0.5-2x revenue." Here's the reality—actual multiples vary dramatically by industry and are unreliable starting points at best. A company with 15% margins and flat growth might sell for 3x EBITDA, while one with 30% margins and 20% growth could command 8x or more.

The difference? Buyers pay for predictable cash flows and growth potential, not just historical numbers. A formal valuation under NACVA standards considers all the factors that create these wide variations.

*These generalizations should never be relied upon for any business decision. Actual multiples vary widely by industry, size, and specific circumstances.

Important: Different Purposes Require Different Values

Fair Market Value

Tax, estate planning

Fair Value

Shareholder disputes

Investment Value

Strategic buyers

A professional valuation will apply the correct standard for your specific purpose.

How Owners Can Get a Quick Sense of Value

Profit, Not Just Sales

Look at your true cash flow after owner salary. That's what buyers care about—money they can take out of the business. Learn about adjusting earnings properly.

Trends Over Time

Three years of growth beats one great year. Buyers pay premiums for predictable, improving performance.

What Similar Businesses Sell For

Check industry data, but remember—your specific circumstances create or destroy value beyond the averages. See current market multiples.

Important Warning

These quick checks give you a rough sense, but you need a professional valuation for any decisions involving real money. The difference between a quick estimate and proper valuation can easily be six figures. Rules of thumb and online calculators cannot substitute for professional valuation and may result in significant financial losses if relied upon for business decisions.

What Really Drives Your Value

Every buyer is asking one question: "How confident can I be that this business will keep making money?" Here are the six factors that answer that question:

Profitability and Growth

Strong margins that improve over time. Buyers pay premiums for businesses that get more profitable, not just bigger.

Reliability of Revenue

Recurring revenue, long-term contracts, or loyal customers who keep coming back. Predictable income commands higher multiples.

Customer Mix

No single customer over 15% of revenue. Diverse customer base means less risk if someone leaves. Customer concentration risk is a critical factor—reliance on few customers typically reduces value.

Strength of Your Team

Key people who can run operations, serve customers, and drive sales. Management depth reduces buyer risk.

Market Position

Something that makes you hard to replace—specialized expertise, long relationships, or unique capabilities.

Clean Records

Audited financials, documented processes, and compliance with regulations. Clean books speed deals and reduce risk. Quality of earnings adjustments normalize EBITDA for accurate valuation.

Owner Tip

The ultimate test: Can your business run profitably for three months without you? If yes, you've got something valuable. If no, you've got a job, not a sellable asset. Remember: The ultimate test isn't what formulas suggest—it's what a qualified buyer will actually pay after thorough due diligence.

Professional Valuation Methods (What You'll Actually See)

CVA-credentialed analysts follow NACVA Professional Standards—no shortcuts, no guesswork. Here are the three approaches every formal valuation considers:

Income Approach
What's this business worth based on the cash it generates?

Methods:

Best for:

  • • Profitable, stable businesses
  • • Service companies
Market Approach
What do similar businesses actually sell for?

Methods:

Best for:

  • • Active transaction markets
  • • Standard business types
Asset Approach
What would it cost to rebuild this business?

Methods:

  • • Adjusted Book Value
  • • Replacement Cost

Best for:

  • • Asset-heavy businesses
  • • Manufacturing companies

When a Professional Valuation Is Worth It

You Need a Formal Valuation For:

  • Business sale or purchase
  • Partner buy-outs or ownership changes
  • Estate planning or gift tax
  • SBA loans or bank financing
  • Legal disputes or divorce
  • Financial reporting requirements
  • Gift tax returns (Form 709)
  • Charitable contributions over $10,000
  • 409A valuations for stock options

A Quick Estimate Works For:

  • Initial curiosity about value
  • Strategic planning discussions
  • Preliminary sale considerations
  • Insurance coverage planning
  • Investment decision support
  • Performance benchmarking

What You'll Receive

Clear Conclusion of Value

A specific value range with reasoning. No vague estimates—you'll know what your business is worth and why.

Transparent Workpapers

All calculations, assumptions, and data sources. You'll see exactly how we arrived at the value.

Plain-English Executive Summary

The key findings in language you can share with advisors, partners, or potential buyers.

Q&A Support

Follow-up calls to discuss the results and answer questions about next steps.

Note: Engagement Types

Different engagement types (Conclusion of Value, Summary Report, Detailed Report) provide varying levels of detail and documentation based on your specific needs and applicable standards.

Manufacturing Valuation Insight (An Operator's Lens)

Having been COO of a 100-person manufacturing company, I know what really matters in manufacturing valuations. It's not just the financial statements—it's the operational details that create or destroy value:

Equipment Age and Condition

Not just book value—actual condition, remaining useful life, and replacement costs. Modern equipment commands premiums.

Capacity Utilization

Room to grow without major capital investment increases value. Maxed-out facilities need expansion plans.

Quality Systems

ISO certifications, documented processes, and quality metrics. Buyers pay for predictable output.

Supply Chain Risks

Single-source suppliers, long lead times, or material volatility reduce value. Diversification pays.

Skilled Labor Dependency

Specialized skills that are hard to replace create risk. Cross-training and documentation mitigate this.

Environmental Compliance

Clean environmental record and up-to-date permits. Environmental issues can kill deals fast.

Maintenance Programs

Preventive maintenance records and equipment history. Well-maintained facilities avoid nasty surprises.

Product Mix Margins

Not all revenue is equal. High-margin products with barriers to entry drive higher valuations.

Operational Efficiency

Lean practices, waste reduction, and continuous improvement. Efficient operations translate to higher margins.

Technology Integration

Modern ERP systems, automated processes, and data integration. Technology drives competitiveness.

Owner Tip

The best manufacturing valuations combine financial analysis with operational due diligence. Having run operations myself, I know which operational factors truly impact value and which are just nice-to-haves. Learn more in our manufacturing valuation guide.

Notice

Online calculators and rules of thumb are educational tools only. They cannot account for company-specific factors, market conditions, or the nuanced analysis required by professional standards. For decisions involving significant financial implications, always engage a credentialed valuation professional.

Ready to Get a Defensible Answer?

Work with NACVA-credentialed professionals (CVA, MAFF) and understand real business operations. Get the clarity you need to make confident decisions about your most valuable asset.